Bank Investment

Making The Most Out Of Your Bank Investment

So you have made a detailed plan for your small business. You have talked to everyone, at least you think you have. You feel as though you have all your ducks in a row. Before you move any further, there is just one more small step you have to take. This step involves acquiring small business loans.

Money Tree

You might think that you have everything taken care of ; but, even a small business needs some startup capital. The next step is acquiring that capital. Before any of this happens you need some sort of game plan. You can’t just walk into a bank or lender’s office expecting them to cut you a check right away. It just doesn’t work this way.

You have to prove yourself to the bank or lender. You have to show them that you need business. You also need to show them that you are a worthy investment.

How do you do this?


Money is important; but, there is something more important. It’s what you are going to do with this money. This is the game plan comes into play. A bank is not just going to take your word for it. You need to show a detailed analysis of your plans. You need to show them where the money is going. You also need to show the bank or lender how and when you plan to pay it all back. The bank is not going to believe you when you say something in regards to a dream.


Everyone has a dream. There have been loads of people who have said they had a dream; but then, due to circumstances they failed. Do not let this happen to you. You need to show the bank or lender you are worth taking a chance on. There have been too many stories of people “taking a chance.” These people ended up losing their shirts. The banks and lenders did too. The banks and lenders lost a lot of money over people’s dreams. This is why you have to prove yourself.

Do You Really Need The Bank? 

I am not saying this to be flippant. I am being serious here. You have to approach all of this with confidence and a goal. In other words, never let the first impression they see of you as being desperate. You are the one in control. You are the one who is going to make this all happen. The banks and lenders are just there for backup. They are just there for extra help in the cash department. Treat them as such.

Do not disrespect them or the situation either. This will cost you points too. What I am saying is, go in there with the mindset of making it, whether you are approved or not.

There a fifty-fifty chance you will be approved. This is why I am saying to exercise other avenues. A bank or lender will give you the most help; but, it’s not the only road to take.

Bottom line: Treat the bank like you don’t really need them; but, would be grateful if they did offer assistance.


This is your time. This is your dream. Give it a go and see what happens. Always be prepared. Always answer any questions the bank or lender might ask you. The more upfront and honest you are with them, the more inclined they will be to offer you help.